Been Through a Hailstorm Lately? Here’s What You Need to Know

If you live in Kansas City, you know hailstorms aren’t just a rare event—they’re part of life. But what happens after the storm clears is what really matters. Hail might not break your windows, but it can do a number on your roof.

The problem? A lot of the damage isn’t easy to see. And if you wait too long to find out, those little dings and dents can turn into serious (and expensive) problems.

In this guide, we’ll show you exactly what hail damage looks like, what to check for on different types of roofs, and when it’s time to bring in a pro. Don’t worry—you don’t need to be a roofing expert. That’s what we’re here for.

So, What Does Hail Damage Actually Look Like?

Hail damage can show up in a few different ways, depending on your roof type and the size of the hail. In general, here’s what you’re looking for:

• Bruises or soft spots on shingles

• Dents that knock off the protective granules (you might see black spots)

• Circular or random marks 1–4 inches wide

• Cracks or chips in tiles

• Dents or dings on metal roofing

• Damage to roof vents, flashing, or skylights

It’s not always dramatic—but even small damage can lead to leaks if left alone.

What to Look For Based on Your Roof Type

Asphalt Shingles

These are the most common—and the most vulnerable. Hail can:

• Knock off granules (leaving behind dark spots)

• Bruise the shingle so it feels soft

• Cause cracks or splits

Metal Roofs

Metal roofs are tough, but even they take a hit:

• Dents or pings (especially on ridge lines or seams)

• Scuffed or scratched coating that can eventually rust

Tile Roofs

Clay and concrete tile roofs are more resistant, but:

• Tiles can crack, chip, or break entirely

• The underlayment might get exposed

Can You See the Damage Without Climbing Up?

Sometimes. If you’ve got a steep roof, you might notice:

• Dents on gutters or downspouts

• Granules collecting where they shouldn’t be (like in the gutters)

• Damage to siding, fences, or even your deck

But most of the time, you’ll need to get up close—or better yet, have someone experienced check it out. There’s no shame in calling in a pro (and it’s a whole lot safer).

Do a Quick Check: Here’s What to Look For

Not ready to call anyone just yet? No problem. Here’s a simple checklist you can run through from the ground or with binoculars:

• Dark or bald spots on shingles

• Granules in your gutters or around the downspouts

• Bent gutters or dented vent covers

• Cracks or chips in tiles

• Water spots in the attic

The Sneaky Stuff Most People Miss

Even if your roof “looks fine,” some hail damage won’t show up right away:

• Soft bruises that don’t leak until the next big storm

• Small cracks in flashing or vents

• Dented metal panels that look cosmetic—but weaken the roof over time

That’s why a professional inspection is worth it. We know what to look for—and we’re not guessing.

Hail vs. Wear and Tear: How Can You Tell?

This is a common one. Here’s a quick way to tell the difference:

Still unsure? That’s okay. Most homeowners don’t climb up and analyze roofs for a living. We do.

Will a Hail-Damaged Roof Leak Right Away?

Sometimes it does. If the hail broke a shingle or cracked a tile, water might get in right away. But usually, the leaks show up later—after more rain, wind, or just regular weather wears the weak spots down.

Bottom line: a small bruise today can be a big leak six months from now. Catch it early, and you’ll save yourself a ton of stress and money.

Will Insurance Cover Hail Damage?

In most cases, yes. Most homeowners’ policies include hail coverage, but how much you get depends on:

• Your deductible

• The age and condition of your roof

• Whether you file a claim in time

Take photos right after the storm, even if the damage seems minor. It’s great backup if you need to file a claim later. To learn more about how navigate storm damage claims with your insurance, check out this article.

Should You Try to Inspect It Yourself?

If you’re comfortable with a ladder and have a low-slope roof, maybe. But if your roof is steep or high? Don’t risk it.

We’ve seen too many folks try to check things out themselves and end up calling us from the ER. Let us do it—it’s free, and we’ll give you an honest answer.

What Kinds of Roofs Get Hit the Hardest?

Here’s a rough breakdown:

Every storm is different, so even the toughest roofs can take a beating. That’s why inspections matter—no matter what kind of roof you have.

Final Thoughts: Don’t Wait and Wonder

A storm came through. Your neighbors are getting inspections. You’re thinking, “My roof looks fine…”

But hail damage doesn’t always shout—it whispers. And when it finally speaks up, it might be through a water stain on your ceiling or a moldy smell in the attic.

Let us give your roof a once-over—no cost, no pressure.